TRADITIONAL GROUP INSURANCE
Traditional group insurance has been around for a very long time and is a very competitive market space. Our goal with working with you is to identify which type of benefits plan funding model is going to be the right fit for you and your staff, not the other way around. Which may mean you are a better fit for a HSA or ASO (non-traditional, while becoming more popular recently) based group plan. One of the key take aways we impress upon our clients is, group insurance is not a commodity based product, meaning driving to the bottom is not or rather can not be the goal. Of course we understand the dollars and cents so to speak, but at the end of the day the plan needs to be sustainable in order to provide any long term value and benefit to the company and employees. Our value to our clients is understanding and specializing in the group insurance space, which allows us to provide not only quality advice, but negotiating power with our insurance providers, leaving you with a more predictible and sustainable benefits solutions.
YOUR PLAN. YOUR WAY.
Most if not all group benefit plans require new employees to satisfy a waiting period before becoming eligible for group benefits. Firms can waive the waiting period for employees and often do if they [...]
Universal Life Insurance - Protection for today and into the future If you’re like most people, you will purchase life insurance to protect your family if something unexpected were to happen to you. And, [...]